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Fraud & Consumer Protection |
Derived From: US DOJ, Internet Fraud (May 2001)
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© Cybertelecom ::What Is Internet Fraud?
"The term "Internet fraud" refers generally to any type of fraud scheme that uses one or more components of the Internet - such as chat rooms, e-mail, message boards, or Web sites - to present fraudulent solicitations to prospective victims, to conduct fraudulent transactions, or to transmit the proceeds of fraud to financial institutions or to other connected with the scheme.
"If you use the Internet with any frequency, you'll soon see that people and things online tend to move, as the saying goes, on "Internet time." For most people, that phrase simply means that things seem to happen more quickly on the Internet -- business decisions, information-searching, personal interactions, to name a few - and to happen before, during, or after ordinary "bricks-and-mortar" business hours.
"Unfortunately, people who engage in fraud often operate in "Internet time" as well. They seek to take advantage of the Internet's unique capabilities -- for example, by sending e-mail messages worldwide in seconds, or posting Web site information that is readily accessible from anywhere in the world - to carry out various types of fraudulent schemes more quickly than was possible with many fraud schemes in the past." - US DOJ, Internet Fraud (May 2001)
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The global nature of the Internet, and law enforcement experience in conducting Internet fraud investigations, have made it increasingly clear that law enforcement authorities need to work in closer coordination to have a substantial effect on all forms of Internet fraud. Two major steps that the Department has taken to foster national coordination and cooperation among law enforcement authorities on Internet fraud matters are the Internet Fraud Initiative and the Internet Fraud Complaint Center.
"Internet Fraud Initiative The Internet Fraud Initiative, which the Attorney General approved on February 26, 1999, is a national initiative by the Department of Justice intended to provide a comprehensive approach to combating Internet fraud. The Initiative has six main elements: -(1) Developing information on the nature and scope of the problem, through coordination with the Federal Trade Commission on Internet fraud data, and exploring the development of methods for reliable estimates of the prevalence and incidence of Internet fraud; -(2) Developing and providing specific joint training for prosecutors and agents on Internet fraud, through National Advocacy Center (NAC) training at basic and advanced levels, other federal law enforcement training programs, and coordination with joint training efforts by the National Association of Attorneys General and the American Prosecutors Research Institute for state and local law enforcement;
(3) Fostering the development of investigative and analytical resources to identify and investigate Internet-related fraud schemes, by supporting joint FBI-National White Collar Crime Center efforts to establish the Internet Fraud Complaint Center and forging closer ties and establishing referral procedures with other federal agencies;
(4) Providing and facilitating coordination among federal prosecutors, the Department and other federal law enforcement and regulatory agencies, and state, local, and foreign law enforcement agencies on Internet fraud investigations and prosecutions;
(5) Supporting and advising on Internet fraud prosecutions throughout the country; and
(6) Establishing a program of public education and prevention on Internet fraud, including encouraging the private sector to use technological solutions (such as biometrics) to prevent frauds, adding Internet fraud pages to the Department's Web site, and expanding public-private prevention efforts;
Internet Fraud Complaint Center The Internet Fraud Complaint Center (IFCC) is a joint project of the FBI and the National White Collar Crime Center. The IFCC's key functions for federal, state, and local law enforcement agencies will be (1) receiving online complaints, (2) analyzing them to identify particular schemes and general crime trends in Internet fraud, and (3) compiling and referring potential Internet fraud schemes to law enforcement. In addition to FBI and NWCCC personnel, the IFCC will include agents and analysts detailed from the Internal Revenue Service and Postal Inspection Service.
In effect, the IFCC provides federal, state, and local law enforcement agencies with a single point of contact - a "one-stop- shopping" approach - for identifying and referring Internet fraud schemes for criminal enforcement. Because criminal fraud schemes on the Internet, such as major investment or credit card frauds, can be initiated and concluded in a matter of days or even hours, traditional methods of investigating fraud schemes will no longer suffice. By co-locating agents and analysts from the FBI, the NWCCC, and other agencies, the IFCC can provide a substantial investigative and analytical resource available on a nationwide basis to law enforcement and regulatory agencies.
-See also Computer Fraud and Abuse Act (hacking computer with intent to defraud)
Govt Actions
- Snapchat Settles FTC Charges That Promises of Disappearing Messages Were False Snapchat Also Transmitted Users’ Location and Collected Their Address Books Without Notice Or Consent FOR RELEASE May 8, 2014
- Operator Who Crammed Unauthorized Charges For Web Site Services Onto Phone Bills Ordered to Pay $4.1 Million Over FTC Charges, FTC 6/6/2008
- Policy Brief: Protecting Consumers from Cyberfraud, OECD 10/24/2006
- SEC Halts “Paid Autosurf” Internet Ponzi Scheme that Raised Over $50 Million from 300,000 Investors Worldwide, SEC 3/2/2006
- Advertising.com Settles FTC Adware Charges, FTC 8/5/2005
- E-mails purporting to come from FBI are phony, FBI 2/25/2005
- FTC Releases Top 10 Consumer Complaint Categories for 2004, FTC 2/1/2005
- Law Enforcement Posse Tackles Internet Scammers, Deceptive Spammers, FTC 5/16/03 In the latest in a series of law enforcement initiatives targeting Internet fraud, the Federal Trade Commission, Securities and Exchange Commission, United States Postal Inspection Service, three United States Attorneys, four state attorneys general, and two state regulatory agencies today announced they have filed 45 criminal and civil law enforcement actions against Internet scammers and deceptive spammers. In addition to the law enforcement actions, the FTC and 21 U.S. and international agencies have launched an initiative to get organizations in 59 countries to close the open relays that allow spammers to avoid detection by spam filters and law enforcers.
- On-Line Sellers of Inkjet Printer Cartridge Refills Agree to Pay $40,000 Civil Penalty to Settle with the FTC, FTC 8/23/02
- Court Shuts down Cyberscam Permanently, FTC 5/24/02
- Federal, State, Local Netforce Targets Cyberscams, FTC 7/31/02
- Domain Name Registrars Settle FTC Charges, FTC 4/26/02
- Internet Fraud Complaint Center (IFCC) releases Internet Fraud Annual Report , IFCC 4/10/02
- Deceptive Internet Access Fee Operator Settles FTC Charges, FTC 11/23/01
- FTC Cracks down on Marketers of Bogus Bioterrorism Defense Products, FTC 11/19/01
- Playgirl.com Operators to Pay $30 Million to Settle FTC Charges, FTC 11/5/01
- Adult Entertainment Web Site Operators Settle FTC Charges, FTC 09/01/01
- Latest FTC Case in "Operation Cure.All" Focuses on Safety Risks of Comfrey Products Promoted Via Internet, FTC 07/10/01
- FTC Announces a Second Case Focusing on Safety Risks of Comfrey Products Promoted via Internet, FTC 7/19/01
- Latest FTC Case in "Operation Cure.All" Focuses on Safety Risks of Comfrey Products Promoted Via Internet, FTC 7/6/01
- Netpliance Settles FTC Charges:, FTC 7/2/01
- FTC Sues Nationwide Internet Scam, Ftc 6/21/01
- Court Appoints Temporary Receiver over International Pyramid Operation, Ftc 6/19/01
- FTC Sues to Halt Deceptive Internet Access Fee Scam, Ftc 6/19/01
- "Operation Cure.All" Wages New Battle in Ongoing War Against Internet Health Fraud, FTC 6/15/01
- FTC Halts Web Crammer, FTC 4/7/01
- FTC Sues Day Trading Seminar Promoter Over Deceptive Ad Claims, FTC 3/19/01
- Consumer Fraud, Identity Theft Data Goes Public, FTC 01/29/01
- New Internet Fraud Complaint Center: "The Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C) have launched a new web site called the Internet Fraud Complaint Center (IFCC) to address fraud committed over the Internet. For victims of Internet fraud, IFCC provides a convenient and easy-to-use reporting mechanism that alerts authorities of a suspected criminal or civil violation. For law enforcement and regulatory agencies at all levels, IFCC offers a central repository for complaints related to Internet fraud, works to quantify fraud patterns, and provides timely statistical data of current fraud trends. " www.ifccfbi.govFBI Press Release
- FTC Follows up on "Project Toolate.com" With "Surf" of E-tailers, Educational Campaign On Holiday Shipping Promises Nov 17, 2000 ftc
- FTC Shuts Down Internet Pyramid Scheme Five Star Auto Club Defendants To Pay $2.9 Million; Barred For Life From Multi-Level Marketing Businesses July 7, 2000 ftc
- Strategic Alliances and Cyber Tools Fight 21ST Century Fraud FTC 5/5
Consumer Information
- FDIC: Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams
- FCC: Unauthorized Equipment Sold on Internet and in Publications
- FTC Top Ten Dot Com Cons
- International Modem Dialing (promise of free pornography)
- Internet Auctions
- Internet Access Services
- Web Cramming
- Travel and Vacation
- Investments
- Credit Card Fraud
- Multilevel Pyramid and Marketing Schemes
- Business Opportunities
- Health Care Products and Services
- FBI Cyber Division
- New E-Scams & Warnings
- How to Avoid Common Internet Frauds
- Common Fraud Schemes
- USPS Fraud on the Internet: Old Games; New Tricks
Other Frauds
- Law: Computer Fraud and Abuse Act of 1986 (Section 1030 to Title 18)
- Number of Nigerian letter fraud complaints received by the Internet Fraud Complaint Center: 2001: 2,6000. 2002: 16,000. IFCC 2002 Internet Fraud Report page 5. "The highest dollar loss per incident is found among Nigerian letter fraud (median loss of $3400), identity theft ($2000), and check fraud ($1,000) complaints." Page 6.
Fed Govt Hearings
- May 23, 2001 10:00 a.m., 2123 RHOB The Subcommittee on Commerce, Trade, and Consumer Protection has scheduled a hearing:"On-line Fraud and Crime: Are Consumers Safe?"
Links
- Internet Fraud Complaint Center ("a partnership between the FBI and the National White Collar Crime Center, established in May 2000 to serve as an international common clearinghouse for Internet related crime problems")
- Consumer.gov (FTC)
- Consumer Information Center
- Federal Trade Commission: Consumer Protection Page
- FirstGov Internet Fraud
- Department of Justice: Internet Fraud
- National Charities Information Bureau
- National Fraud Information Center
- Internet Fraud Watch
- Immigration and Customs: Cyber Crime Center: Cyber Crimes Section
Papers
- International Computer Fraud: A Paradigm for Limiting National Jurisdiction, SSRN 1/9/02
- National White Collar Crime Center New Report Reveals Latest Internet Fraud Trends, Statistics, and Hotbeds March 2001
Statistics
- Consumer Sentinel Network Data Book for January - December 2010, Federal Trade Commission
- Internet Fraud Statistics, Internet Fraud Watch
- Internet Fraud Complaint Center
- FTC Report, National and State Trends in Fraud and Identity Theft Jan. - Dec. 2004 (Feb. 1, 2005)
- Source: IFCC 2002 Internet Fraud Report
- Yearly Comparison of Complaints Received via the Internet Fraud Complaint Center web site
- 2002: 75,063
- 2001: 49,957
- 2000: 16,838
- Top Ten IFCC Complaint Categories
- Auction Fraud: 46.1%
- Non delivery 31.3%
- Credit Card Fraud 11.5%
- Investment Fraud: 1.5%
- Business Fraud 1.3%
- Confidence Fraud 1.1%
- Identity Theft 1.0%
- Check Fraud 0.5%
- Nigerian Letter Fraud 0.4%
- Communications Fraud 0.1% Page 6.
- "the mean dollar loss was $1,482 and the median was $299. Nearly 28% of these referred complaints involved losses of less than $100, while nearly half of all referred complaints (49.2%) had a loss of between $100 and $1,000. One in five complaints (19%) involved a loss between $1,000 and $5,0000 dollars and only 3.6% had a loss of greater than $5,000. The highest dollar loss per incident is found among Nigerian letter fraud (median loss of $3400), identity theft ($2000), and check fraud ($1,000) complaints." Page 6.
News
- Suckers Victims lost $9.3 billion to 419 scammers in 2009, Ars Technica 2/1/2010
- Haitian Earthquake Relief Fraud Alert, IC3 1/19/2010
- Rockefeller Issues First Subpoena as Chairman of Senate Commerce Committee Demands Critical Answers for Internet Consumers, Senate Commerce 7/27/2009
- Chairman Rockefeller Launches Investigation Into Deceptive Online "Mystery Charges", Senate Commerce 5/28/2009
- Court Halts Bogus Computer Scans, FTC 12/16/2008
- FTC Halts Cross Border Domain Name Con Artists, CircleID 6/18/2008
- Is It Fraud If You Collect One Penny Legally Over And Over Again?, Techdirt 5/30/2008
- FBI: Auction Fraud No. 1 Online Complaint, Ecommerce Times 3/21/2007
- Online merchants will lose $3 billion to fraud in 2006, NW Fusion 11/14/2006
- Online banking fraud rises fast, BBC 11/8/2006
- FTC Launches Blog in Advance of Upcoming Tech-Ade Hearings, FTC 10/17/2006
- Secret Service Sting Targets Web Con Artists, eweek 4/5/2006
- EBay Disputes Report of Rampant Fraud, Ecommerce Times 2/28/2006
- Hacked Home PCs Fueling Rapid Growth in Online Fraud, Wash Post 9/19/2005
- Fraud reveals workings of Internet theft, USA Today 9/12/2005
- Solutions to net security fears, BBC 2/25/2005
- Security warning over 'FBI virus', BBC 2/25/2005
- FTC Says Most Reported Fraud Stems from Web, Ecom times 2/1/2005
- Man arrested for tsunami e-mail scam, CNET 1/18/2005
- Vulnerability allows scammers to hijack pop-ups, Infoworld 12/10/2004
- E-commerce fraud losses climb, NWFusion 11/16/2004
- Jon Leibowitz Sworn in as FTC Commissioner, FTC 9/7/2004
- Bush maneuvers new FTC head into place, CNET 8/2/2004
- FTC Details Efforts to Halt Internet Scams, FTC 3/23/2004
- Lure of black money scam, BBC 3/1/2004
- FTC Creates a Consumer Hotline to Assist Victims of Alleged Epixtar Web Cramming Scam, FTC 1/15/2004
- FTC takes on ads, USA Today 12/9/2003
- Internet Mortgage Scam Halted, FTC 12/9/2003
- FTC Commissioner Orson Swindle to Speak on Safe Computing Practices, FTC 7/23/03
- FTC Charges Internet Mall Is a Pyramid Scam, FTC 7/8/03
- OECD - 30 nations target cross-border Internet scams, USA Today 6/19/03
- Guess Settles FTC Security Charges; Third FTC Case Targets False Claims about Information Security, FTC 6/19/03
- FTC Debunks Credit File Privacy E-mail, FTC 6/2/03
- IFCC Annual Internet Fraud Report January 1, 2002 - December 31, 2002, IFCC 4/14/03
- FBI: Web fraud complaints tripled in 2002, CNN 4/14/03
- Monster Warns Users On ID Theft, AP 2/28/03
- Discover latest target as e-mail scams spread, MSNBC 3/14/03
- FTC Pushes Cybersafety Lessons, Not Laws, PC World 2/7/03
- FTC Follows Up Netforce Sting InternetNews 10/30/02
- FTC Targets International Net Fraud, Internet News 9/26/02
- FTC, Courts Nail Cyberscammer, Internet News 5/29/02
- Federal Trade Commission Runs Web Dragnet, GCN 5/1/02
- FTC Shuts Down Multimillion-Dollar Porn Spam Scam, Wash Tech 4/26/02
- Feds Nail Internet Scammers, Internet News 7/31/02
- Internet Con Artists Jailed, Wash Post 7/31/02
- Nearly 10,000 Duped By Net Scams Last Year, AP 4/10/02
- Online fraud squad touts success, CNN 4/3/02
- FTC reaches settlement with Palm, MSNBC 3/6/02
- FTC Slaps Palm, Internet News 3/6/02
- Palm, Inc. Settles FTC Charges That it Failed to Disclose Limitations of its Personal Digital Assistants, ftc 3/6/02
- Study slams most congressional Web sites, USA Today 1/28/02
- Government creates fake Web sites to teach a lesson to online investors, AP 1/30/02
- Feds Set Online Scam To Warn Investors, Newsfactor 1/30/02
- FTC Sues Firm For Illegal Online TV Ads, Newsbytes 1/11/02
- Court Upholds FTC's Authority To Regulate Internet Ads, Wash Tech 1/2/02
- Feds target Web sites selling terror 'remedies', Nando 1/2/02
- SEC Sues Firm Over Web Anthrax Claims, Newsbytes 12/14/01
- FTC Warns E-Tailers To Honor Overnight Shipping Promises, Wash Tech 11/19/01
- FTC Ups Crusade Against Online Fake Bioterrorism Cures, Wash Tech 11/19/01
- FTC targets Web sites selling unproven anthrax, smallpox treatments, Nando 11/19/01
- FTC 'Surf' of 110 Internet Retailers Designed To Bolster Consumer Confidence During Holiday Season, FTC 11/19/01
- Adult Sites Settle FTC Charges, INews 11/5/01
- Experts warn of e-mail Red Cross donation hoax, USAToday 10/26/01
- FTC Opens Antifraud Web Site, AP 10/22/01
- FTC, States Help Consumers "Ditch the Pitch" of Unscrupulous Telemarketers and Cold-call Sellers, FTC 10/22/01
- U.S. Opens 'Ditch the Pitch' Web Site, Newsfactor 10/22/01
- Red Cross warns of e-mail hoax, USAToday 10/22/01
- Cyberscam Targeted by FTC, FTC 9/28/01
- Web Crammers Settle FTC Charges, FTC 9/28/01
- It Only Looks Official: Fake FBI E-Mail Latest Online Scam, Newsfactor 7/17/01
- Internet Fraud Schemes Increasing, NYC Watchdog Says, Washtech 7/17/01
- Govt Crack Down on Cyber Snake Oil, Newbytes 07/10/01
- U.K. Financial Regulator Stomps On Internet Scams, Newsbytes 7/2/01
- Netpliance Settles I-opener Fraud Claims For $100,000, Newsbytes 7/2/01
- FTC alleges scam in suit against Rhinopoint.com, Nando 6/19/01
- U.S. Files Charges over $175M Online Pyramid Scheme, Newsfactor 6/19/01
- U.S. Crackdown On Net Health Fraud, NYT 6/15/01
- Internet Companies Settle Federal Fraud Charges, Washtech 6/15/01
- FTC Takes On Bogus Disease Cure Sites, Newsbytes 6/11/01
- FTC Internet Health Fraud Law Enforcement and Consumer Education Campaign: "Operation Cure.All", FTC 6/8/01
- FBI: 62 Net scammers busted, USAToday 5/23/01
- Juno Settles FTC Charges, @NY 5/16/01
- Juno Online Services Settles FTC Charges Over Internet Service Advertisements, FTC 5/16/01
- Gateway Settles FTC Charges over Free Internet Service Claims, FTC 5/16/01
- Juno Settles FTC Charges; To Reimburse Customers, InternetNews 5/16/01
- Juno, Gateway settle deceptive-ad charges, USAToday 5/16/01
- Gateway, Juno Settle False Advertising Charges, Washtech 5/16/01
- U.S. and 12 nations join to fight Net consumer fraud, CW 4/25/01
- FTC Sues Day-Trading Promoter, Newsbytes 3/19/01
- FTC Sues Day-Trading Promoter For False Advertising, Newsbytes 3/19/01
- Announcement by FTC Chairman Robert Pitofsky, FTC 3/23/01
- Bush Set To Tap New FTC Chairman, Infoworld 3/23/01
- Bush Pick for FTC (Timothy J. Muris) Was on '80s Staff, Washtech 3/23/01
- Website Crammers Settle FTC Charges, FTC 3/14/01
- Internet Scams Persist, FBI Reports, AP 3/7/01
- FBI Chief Outlines Tech Threats, Washtech 3/7/01
- Internet scams persist, FBI reports, Nando 3/7/01
- FBI: Net fraud goes beyond credit card schemes, CNET 3/7/01
- Online 'Cops' Open Web Fraud Museum, PC World 2/26/01
- FTC Charges MS With Deceptive Advertising, WSJ 2/26/01
- FTC: Fewer Web Holiday Hangups In 2000, Reuters 01/31/01
- FTC ends DoubleClick probe Jan 24 nandotimes
- Internet Pyramid Artists Settle FTC Charges Nov 29, 2000 ftc
- Pre-Registration On FTC's Dot Con List Nov 17, 2000 theregister
- FTC Warns About Top-Level Domain Scams Nov 17, 2000 infoworld
- FBI probes Net fraud in Emulex hoax July 14, 2000 zdnet
- Feds Knock Down Net Pyramid Schemes July 7, 2000 ecommercetimes
- FTC Staff Issues Guidelines on Internet Advertising 5/3
- FTC Press Release: Day Trading Advisors Targeted by Federal Law Enforcers 5/1
- Value America Looking For Cash, FTC Investigates Newsbytes 3/31
- FCC (SIC) investigating Yahoo! for consumer information practices NAndo Times 3/31
- U.S. FTC investigating Yahoo over data practices NW Fusion 3/31
- FTC Bite out of internet fraud lacks teeth Forbes 3/27
- Report - FTC Probes Planned Online Auto Parts Exchange Newsbytes 3/23
- FTC To Announce GetRichQuick.Con Effort Newsbytes 3/23
- FTC probes Internet fraud NWFusion 3/24
- International Coalition Tackles Net Fraud ECommerce Times 3/24
- FTC Announces Internet Sweep InfoWorld 3/24
- 150 Organizations in 28 Countries Tackle Internet Fraud 3/24
- FTC Unprecedented International Law Enforcement Partnership Tackles Bogus Get-Rich-Quick Scams On The Internet
- FTC bids to halt Internet sales fraud Denver Post 2/24